Your kundli and your home, read together.

Steps

1. Check Lagna, its lord and planets in the 1st.
2. Check Moon sign and nakshatra (mind, dasha).
3. See each house: its lord, occupants and aspects.
4. Judge strength: dignity, house, combust, retrograde.
5. Find yogas (Raja, Dhana, Mahapurusha) and doshas.
6. Confirm in Navamsa (D9) and the relevant varga.
7. Time with Vimshottari dasha and Jupiter–Saturn transit.

House groups

• Kendra 1, 4, 7, 10: strength and pillars.
• Trikona 1, 5, 9: luck, dharma, merit.
• Dusthana 6, 8, 12: struggle, change, loss.
• Upachaya 3, 6, 10, 11: improve with time.
• Maraka 2, 7 · Artha 2, 6, 10 · Moksha 4, 8, 12.

Functional nature

• Trikona lords are always good; kendra lords become neutral.
• A planet owning a kendra and a trikona is a Yogakaraka (e.g. Saturn for Tula and Vrishabh lagna).
• Lords of 3, 6, 11 are troublesome; 8th lord is a hidden obstacle.

Graha drishti

• Every planet aspects the 7th from itself.
• Mars also 4th and 8th · Jupiter 5th and 9th · Saturn 3rd and 10th.
• Rahu and Ketu are often given 5th and 9th aspects.

Strength checks

• Combust near the Sun loses strength (Moon 12°, Mars 17°, Mercury 14°, Jupiter 11°, Venus 10°, Saturn 15°).
• Retrograde planets act strongly but in delayed or repeated ways.
• Dig bala: Jupiter, Mercury in 1st; Sun, Mars in 10th; Saturn in 7th; Moon, Venus in 4th.

Neecha Bhanga

• A debilitated planet's fall is cancelled when its sign lord or exaltation lord is in a kendra from Lagna or Moon.
• Cancelled debility can give a strong rise after struggle.

Pancha Mahapurusha

• Mars, Mercury, Jupiter, Venus or Saturn in own or exalted sign in a kendra.
• Ruchaka (Mars) · Bhadra (Mercury) · Hamsa (Jupiter) · Malavya (Venus) · Shasha (Saturn).

Raja and Dhana yoga

• Raja yoga: kendra lord linked with trikona lord (conjunction, aspect or exchange).
• Dhana yoga: links among lords of 1, 2, 5, 9, 11.
• Vipreet Raja yoga: lords of 6, 8, 12 in each other's houses.

Moon and Sun yogas

• Gaja Kesari: Jupiter in a kendra from the Moon.
• Budhaditya: Sun with Mercury (Mercury not deeply combust).
• Kemadruma: no planet in 2nd or 12th from Moon (cancelled by kendra planets).
• Chandra–Mangal: Moon with Mars, earning through effort.

Manglik dosha

• Mars in 1, 2, 4, 7, 8 or 12 from Lagna (also seen from Moon and Venus).
• Reduced when both partners are Manglik or Mars is in own or exalted sign.

Kaal Sarp

• All seven planets between Rahu and Ketu on one side.
• Shows struggle and delay, then sudden rise. Judge the whole chart before fearing it.

Sade Sati

• Saturn transiting 12th, 1st and 2nd from the Moon, about 7½ years.
• Also see Kantak (4th) and Ashtama (8th) Shani.

Pitru dosha

• Sun or 9th house afflicted by Rahu or Saturn.
• Remedies: shraddh, tarpan, feeding Brahmins and cows.

Order and years

• Ketu 7 → Venus 20 → Sun 6 → Moon 10 → Mars 7 → Rahu 18 → Jupiter 16 → Saturn 19 → Mercury 17.
• The first dasha is the lord of the Moon's nakshatra; the balance depends on how far the Moon has moved through it.

Reading a dasha

• The dasha lord gives results of the houses it owns and occupies, and of its nakshatra lord.
• Antardasha lord's relation to the Mahadasha lord (6/8 or 2/12 = friction; kendra/trikona = smooth).
• Events happen when dasha and transit agree (Jupiter–Saturn double transit).

Gochar (transit) from Moon

• Good houses: Sun 3, 6, 10, 11 · Moon 1, 3, 6, 7, 10, 11 · Mars 3, 6, 11 · Mercury 2, 4, 6, 8, 10, 11 · Jupiter 2, 5, 7, 9, 11 · Venus 1–5, 8, 9, 11, 12 · Saturn, Rahu, Ketu 3, 6, 11.
• Check vedha (obstruction) and Ashtakavarga bindus.

Kendra and Trikona

• Kendra 1, 4, 7, 10 = Vishnu sthan.
• Trikona 1, 5, 9 = Lakshmi sthan. The Lagna is both, so the Lagna lord is always helpful.
• A kendra lord joined with, exchanging with or aspecting a trikona lord = Raj yoga (Lakshmi-Narayan yoga). It gives results in the dashas of those planets.
• Malefics owning trikonas give good results. Malefics owning kendras lose their harm.

Yogakaraka

• One planet owning a kendra and a trikona is a yogakaraka on its own.
• Vrishabh and Tula lagna: Shani.
• Kark and Simha lagna: Mangal.
• Makar and Kumbh lagna: Shukra.
• Only Shani, Mangal and Shukra can become yogakaraka.

Kendradhipatya dosha

• Natural benefics owning kendras stop giving good results and become neutral.
• Mithun and Kanya lagna: Guru (7th/10th, 4th/7th).
• Dhanu and Meen lagna: Budh (7th/10th, 4th/7th).
• Strength of the dosha, highest first: Shukra, Guru, Budh, Chandra. A weak Moon owning a kendra is neutral.

Trishadaya and neutral houses

• Lords of 3, 6 and 11 give bad results. The 11th lord is the strongest of them.
• Lords of 2, 8 and 12 give results through their association and placement. The 8th lord is the strongest.
• An 8th lord that also owns 3, 6 or 11 becomes clearly harmful.

Full aspects

• Every planet aspects the 7th house from itself.
• Mangal also aspects the 4th and 8th. Guru the 5th and 9th. Shani the 3rd and 10th.
• Rahu and Ketu are commonly read with the 5th and 9th aspect.

Pada (partial) aspects

• 3rd and 10th = ¼ strength.
• 5th and 9th = ½ strength.
• 4th and 8th = ¾ strength.
• 7th = full strength.

Planet relationships

• Conjunction in one house.
• Exchange of signs (parivartan).
• One planet in the other's nakshatra.
• Mutual kendra or trikona, or mutual aspect.

Gandmool nakshatras

• Ashwini pada 1, Ashlesha pada 4, Magha pada 1.
• Jyeshtha pada 4, Mool pada 1, Revati pada 4.
• These are the junctions of water and fire signs. A Gandmool shanti puja is advised.

Gandant (junction)

• Last navamsha of Kark and first of Simha.
• Last navamsha of Vrishchik and first of Dhanu.
• Last navamsha of Meen and first of Mesh.
• Benefic aspect on Lagna or Moon removes the fear.

Moon yogas

• Sunapha: a planet (not the Sun) in the 2nd from the Moon.
• Anapha: a planet in the 12th from the Moon.
• Durudhara: planets on both sides of the Moon.
• Kemadruma: none on either side – struggle. Cancelled (bhang) by planets in kendra from Lagna or Moon.
• Gajakesari: Guru in a kendra from the Moon.

Sun and Lagna yogas

• Vesi: a planet (not the Moon) in the 2nd from the Sun.
• Vasi: a planet in the 12th from the Sun.
• Ubhayachari: planets on both sides of the Sun.
• Amala: only a benefic in the 10th from Lagna or Moon – lasting good name.
• Lagnadhi: benefics in the 6th, 7th and 8th from Lagna.

Pancha Mahapurusha

• Planet in own or exaltation sign in a kendra:
• Ruchak – Mangal: courage, leadership.
• Bhadra – Budh: intellect, speech, trade.
• Hamsa – Guru: wisdom, respect.
• Malavya – Shukra: comfort, arts, beauty.
• Shasha – Shani: authority over many people.

Vipareet and Neechabhang

• Vipareet raj yoga: lords of 6, 8, 12 in 6, 8 or 12 – rise after trouble. Harsha (6th), Sarala (8th), Vimala (12th).
• Neechabhang: debilitation cancelled when the sign lord or exaltation lord of the fallen planet is in a kendra from Lagna or Moon.
• Also check Kedar, Sakat, Mahabhagya, Saraswati and Lakshmi yogas.

Indu lagna (wealth)

1. Kalas: Surya 30, Chandra 16, Mangal 8, Budh 6, Guru 10, Shukra 12, Shani 1.
2. Add the kala of the 9th lord from Lagna and the 9th lord from the Moon.
3. Divide the total by 12 and keep the remainder.
4. Count that many signs from the Moon: that is Indu lagna. Benefics there, or in a kendra to it, give wealth.

Pushkar navamsha

• Fire signs: 20°–23°20′ and 26°40′–30°.
• Earth signs: 6°40′–10° and 13°20′–16°40′.
• Air signs: 16°40′–20° and 23°20′–26°40′.
• Water signs: 0°–3°20′ and 6°40′–10°.
• Any planet here gives good results. Useful in muhurat and prashna too.

Judging a chart (Jatak nirnay)

1. Take the house, its lord and its karaka.
2. Read them from Lagna, Moon and Sun.
3. Confirm in Navamsha (D9) and the relevant varga, e.g. D12 for parents.
4. Find the yogas, then time them with dasha and gochar.
5. Results depend on the native's own karma and effort.

Cardinal houses 1 · 4 · 7 · 10

• The field of action in the outer world.
• Strong planets here give Pancha Mahapurusha yoga and visible greatness.

Spiritual triangle 1 · 5 · 9

• Creativity, dharma and growth of the soul.
• Planets influencing these houses always lean towards good results.

Triangle of materiality 3 · 7 · 11

• Desire, enjoyment and comforts of life.
• It balances the spiritual triangle; it is not a house of misery.

Mysterious depth 2 · 6 · 8 · 12

• The hidden store of karma from which life arises and into which it dissolves.
• The 12th also shows final liberation (moksha).

Avatar / Amshavatar yoga

• Shows an evolved soul born with a mission.
• Signs: detachment, deep wisdom and service without wanting reward.

Raj yogas

• 9th and 10th lords together in the 9th or 10th.
• Any kendra lord linked with any trikona lord.
• 9th lord with the Atmakaraka in the Lagna.
• Spoiled when the yoga planets are combust, debilitated or badly placed in Navamsha.

Kalasarpa yoga

• All seven planets between Rahu and Ketu.
• Not simply good or bad: shows strong karmic tests and delays.
• Results improve with effort, faith and Rahu–Ketu remedies.

Rashi by nature

• Char (movable): Mesh, Kark, Tula, Makar – quick decisions, travel, change.
• Sthir (fixed): Vrishabh, Simha, Vrishchik, Kumbh – steady, patient.
• Dwiswabhav (dual): Mithun, Kanya, Dhanu, Meen – flexible, two-sided.

Rashi by element and direction

• Fire – Mesh, Simha, Dhanu – East – leaders, administrators.
• Earth – Vrishabh, Kanya, Makar – South – practical.
• Air – Mithun, Tula, Kumbh – West – thinkers.
• Water – Kark, Vrishchik, Meen – North – emotional.

12 bhava names

• 1 Tanu · 2 Dhan · 3 Sahaj · 4 Sukh (Matru)
• 5 Putra · 6 Ripu (Rog) · 7 Kalatra · 8 Ayu
• 9 Bhagya · 10 Karma · 11 Labh · 12 Vyaya

Sthir karaka (fixed significators)

• Surya – father, soul. Chandra – mother, mind.
• Mangal – siblings, land. Budh – education, speech.
• Guru – children, guru, husband. Shukra – wife, vehicles, comforts.
• Shani – discipline, hard work, servants. Rahu – foreign, sudden events. Ketu – moksha.

Char karaka (by degree)

• Highest degree = Atmakaraka, then Amatya, Bhratru, Matru, Putra, Gnati and Dara karaka.
• The Atmakaraka is the king of the chart: it shows the soul's desire.

Tatkalik and Panchdha maitri

• Planets in the 2, 3, 4, 10, 11, 12 from a planet are its temporary friends; others are temporary enemies.
• Natural + temporary = Panchdha: Adhimitra, Mitra, Sama, Shatru, Adhishatru.

Zodiac maths

• 360° = 12 rashis of 30° = 27 nakshatras of 13°20′.
• 1 nakshatra = 4 padas of 3°20′; 1 rashi = 2¼ nakshatras = 9 padas.
• Each nakshatra is split into 9 subs in Vimshottari proportion. The sub is the backbone of KP.

Rashi groups

• Fire 1,5,9 · Earth 2,6,10 · Air 3,7,11 · Water 4,8,12.
• Movable 1,4,7,10 · Fixed 2,5,8,11 · Dual 3,6,9,12.
• Fruitful 4,8,12 · Barren 1,3,5,6 · Mute 4,8,12 · Voice 3,7,11.

House groups

• Kendra 1,4,7,10 · Maraka 2,7 · Trik 6,8,12.
• Upachaya 3,6,10,11 (improve with time).
• Trishadaya 3,6,11 (desire, anger, greed).

Planets in KP

• No planet is good or bad by itself. It is judged by its star lord's occupancy and ownership.
• Saturn = delay; Mercury = multiplicity (dual planet).
• Conjunction orb: Sun 6°40′, others 3°20′.

O1 · O2 theory

• O1 Occupancy: the house a planet sits in (KP cusp chart).
• O2 Ownership: houses whose cusps fall in its signs.
• Occupancy is stronger than ownership.
• Rahu/Ketu: use the sign they occupy in the D1 chart.

Order of significators

1. Occupancy of the star lord
2. Occupancy of the planet
3. Ownership of the star lord
4. Ownership of the planet

Example: Mercury in 8th, owns 1,2,5, star lord Sun in 9th owning 4 → 9, 8, 4, 1, 2, 5.

Eight basic rules

• 12th from any house negates it (exceptions: 10→11, 4→5, 3→4 for vehicle).
• 8 and 12 show obstacles; together, disaster.
• Use D1 for the sign, KP chart for the house.
• Planets also give results of conjunctions and aspects.

Is the event promised?

1. Find the primary cusp (marriage = 7).
2. Note its cuspal sub lord (CSL).
3. Note the CSL's star lord; read its houses.
4. Event happens in the dasha of planets signifying the house group.

Education

• 4th CSL: 4,6,11 best; 4,6,10,11 distinction; 4,11 college admission.
• 3,8 = no interest, breaks. 3rd can mean hostel or online study.
• 9th CSL 4,9,11 = higher studies. 12th CSL 3,9,12 + 4 = study abroad.
• Saturn as 12th CSL with 1,12 = PhD, research.

Finance

• 2nd CSL: 2 average · 2,6 good · 2,11 very good · 2,6,11 excellent.
• 5,8 money stuck · 8,12 loss · 5,8,12 bankruptcy.
• Use the 12th by investing; use the 8th through the spouse's name.
• CSL in movable sign: money flows in and out; fixed: slow and steady.

Job & business

• Compare 6th and 7th CSL: whichever shows more 2,6,10,11 decides job or business.
• 10th CSL 2,6,10,11 = promotion; 1,5,9 = suspension.
• Career field: nakshatra of the 10th CSL's star lord.

Marriage

• Saturn as 7th CSL = late marriage (after 29–32) or larger age gap.
• 7th CSL connected to Mercury/Jupiter or a dual sign (3, 9, 12) + 2, 11 = second marriage.
• 5th CSL 2,5,7,11 = love marriage; with Rahu/Ketu = inter-community.
• 7th CSL 6,10 or 1,6,10 = denial; check carefully before saying no.

Child birth

• 5th CSL 2,5,11 / 3,5,11 = safe, normal delivery.
• 4,8,12 with Mars or Ketu = delivery by operation.
• 1,4,10 = adoption; with 8, 12 + Mars, Ketu = denial.
• Jupiter is the karaka but must not link to 6, 8, 12. Never predict the baby's gender.

Children in a female chart

• 1st child 5th · 2nd 7th · 3rd 9th · 4th 11th · 5th 2nd.
• In a male chart, all children are read from the 11th.
• CSL in a barren sign (1,3,5,6) = no further child after that one.

Ruling planets (RP)

• Lagna: sign lord, star lord, sub lord.
• Moon: sign lord, star lord, sub lord.
• Day lord (Sun = Sunday … Saturn = Saturday).

Checks for birth time

• At least 3–4 of 7 birth RPs match the RPs at judgement time.
• Birth Lagna planets vs current Moon co-lords (or the reverse): at least one match.
• Current Moon's star lord is among birth Lagna planets.
• DNA test: Lagna planets match 9th house planets.
• 1st CSL in odd sign = male chart, even sign = female.

When BTR fails

• Cuspal sub lords are the most time-sensitive; match each with life events.
• KS Krishnamurti recommended horary (number 1–249) for exact answers.

Brahma · Rudra · Maheshwar

• Brahma: take the stronger of Lagna and 7th; from it, the strongest lord of the 6th, 8th or 12th (not Saturn, Rahu or Ketu).
• Rudra: stronger of the 2nd and 8th lords from lagna.
• Maheshwar: lord of the 8th from the Atmakaraka.

Dasha years

• Movable signs 7 years, fixed 8, dual 9.
• Starts at Brahma's sign and moves forward.
• 12 antardashas of 7, 8 or 9 months, starting with the same sign.

Seven chara karakas

• Rank planets by degrees in sign: AK, AmK, BK, MK, PK, GK, DK.
• AK = self; AmK = career, wealth; BK = siblings, guru; MK = mother, home; PK = children, intellect; GK = enemies, disease; DK = spouse, trade.

Reading a dasha

• Treat the dasha sign as lagna and see which karakas sit in or aspect it.
• Signs under Rudra or Maheshwar's influence suffer.
• Confirm events with the Jupiter + Saturn double transit.

Sign results (Jaimini)

• Tula: most auspicious, all-round rise.
• Kumbh, Meen: spiritual rise, charity.
• Dhanu: sudden rise and accidents.
• Makar: change of home, marriage, birth or death.

Case studies

• One chart for each of the 12 lagnas.
• Nehru, Swami Vivekananda, Prabhupada, J.F. Kennedy, Chaudhary Charan Singh, Independent India, Congress (I), BJP.

How Jaimini differs

• Signs aspect signs; planets do not have their own aspects.
• Karakas vary by degree (chara karakas).
• Dashas are sign-based, not Moon-nakshatra based.
• Karakamsha lagna = destiny; lagna = desire; Arudha lagna = image in society.

Arudha & Upapada

• Count from a house to its lord, then the same count again from the lord.
• Arudha of lagna = AL (pada lagna).
• Arudha of the 12th = Upapada (UL), used for marriage.

Argala (intervention)

• Planets in the 2nd, 4th and 11th give argala; the 12th, 10th and 3rd obstruct.
• The 5th is obstructed by the 9th.
• 3+ malefics in the 3rd give unobstructed (vipreet) argala.
• Clean argala on the 1st, 5th or 9th brings fame.

Jaimini rajyogas

• Any two of AK, AmK, PK, DK and the 5th lord joined or in mutual aspect.
• Moon with Venus; many planets aspecting the Moon.
• AmK in kendra, trikona or 11th from AK = success with less struggle.

Special lagnas

• Hora lagna: 1 sign per hour from sunrise.
• Ghatika lagna: 1 sign per 24 minutes.
• Varnada lagna; Dwara (dasha sign) and Bahya (as far from Dwara as Dwara is from lagna).

Dasha test

• The lord of the event house must be the karaka for that event, or join or aspect the dasha sign.
• Always check argala on the dasha sign.

Direction of the dasha

• Look at the 9th sign from lagna.
• 9th is Mesh, Vrishabh, Mithun, Tula, Vrishchik or Dhanu → direct (savya).
• Otherwise → reverse (apsavya).

Years of each sign

• Count from the sign to its lord (direct for savya signs, reverse for apsavya signs), then subtract 1.
• Lord in its own sign = 12 years. Never 0.
• No extra year for exalted or debilitated lords.

Vrishchik & Kumbh rule

• Vrishchik has Mars and Ketu; Kumbh has Saturn and Rahu.
• If one co-lord is in the sign, count to the other.
• Both in the sign = 12 years. Otherwise take the stronger: the one with planets, then higher degrees.

Antardasha

• Same direction as the mahadasha.
• The mahadasha sign's own antar comes last.
• Each antar = mahadasha years in months.

Marriage checklist

• Lagna and 7th; the DK sign and its 7th.
• Upapada and its 7th; Darapada (pada of the 7th lord) and its 7th.
• DK's navamsha sign marked on the birth chart.
• Rahu–Ketu axis; dasha sign with DK in the 5th.

Warnings

• Dhanu MD or AD often shows accidents or violent events, to the native or family.
• Simha and Dhanu both show sharp rise and fall.
• Never predict harm without confirming in navamsha and Vimshottari.

Adhyaya 1

• 1.1 Definitions: drishti, argala, karakas, chara dasha, pada, special lagnas.
• 1.2 Karakamsha results: profession, disease, character, spirituality.
• 1.3 Pada results: wealth, property, rajyoga.
• 1.4 Upapada: spouse, children, siblings.

Adhyaya 2

• Kakshya hani by Saturn; Dwara and Bahya rashi.
• Navamsha, Sthira, Shoola, Brahma, Mandook, Trikona and Drig dashas.

Adhyayas 3 & 4

• Rajyogas, government service, maraka.
• Garbha (pre-birth), Stri jataka, progeny.

Katapayadi code

• Letters ka-ta-pa-ya map to numbers, read in reverse, then divided by 12.
• Dara = 4th house, Bhagya = 2nd, Shoola = 11th, Ripu = 12th.

Professions from karakamsha

• Sun: energy, medicine, government. Moon: medicine, teaching, music.
• Mars: law, construction, police. Mercury: accounts, banking, writing.
• Jupiter: teaching, law, high office. Venus: arts, fashion, trade.
• Saturn: industry, machines. Rahu: languages, tantra. Ketu: maths, astrology, computers.

Authors and scholars

• Moon + Jupiter in the karakamsha or its 5th = writer of books.
• Lone Jupiter there = learned in many shastras.
• Ketu there = mathematician or astrologer.

Foundations

• Results: land energy 70%, orientation & door 20%, interior 5%, Vastu Purush 5%.
• Four principles: Dravya, Kshetra, Kaal, Bhaav.
• Three forces: sun, magnetic, gravitational.

Plot selection

• Open and light North & East; heavy and high South & West.
• Avoid T-junctions, dead ends, temple shadow, high-tension lines.
• Square or rectangle; North-East extension is fortunate.

Slope & vithi

• Slope to N = wealth, E = fame, NE = best.
• Slope to S = serious problems, W = loss, SW = health issues.
• Gaj-prishth (elephant-back) land is best.

16 zones & 32 padas

• Each zone spans 22.5°. North sits between N4 and N5.
• Placement tables for every zone: kitchen SE, master bedroom SW, toilet SSW or WNW.

45 Vastu devtas

• Each devta has a zone, body area, fragrance, mineral and remedy.
• Marriage: Anil, Akash. Child birth: Parjanya. Anxiety: Shosha, Sugreev.

Interiors

• Five elements: water blue, air green, fire red, earth yellow, space white.
• Colour, flooring, false ceiling, paintings, furniture shape by zone.

Remedies

• Nandavarta swastik, pyramids, quartz, gemstones by direction.
• Brahmanabhi, 16 sanskar of soil, chabutra, Gomti chakra.
• Mercury injection only with gloves and mask, never near wells.

Industry & aay

• Raw material, finished goods, scrap, accounts (N/NE), transformer, lift placement.
• Aay = (length × breadth) ÷ 8 remainder; 1, 3, 5, 7 auspicious.
• Geopathic stress: salt + lime mopping.